Home Credit Application Special Shopping Cart FAQ's Contact Us Tuesday, January 06, 2009  
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What are the requirements to qualify for a Crown Jewelers charge account?
What if I have bad credit?
How long is my approval good for?
How does the account work?
Do you accept personal checks?
How do I get a zero down account?
Can my account ever be downgraded?
Will I receive a statement?
When is my payment due?
How much is my minimum monthly payment?
Where can I make my payments?

Where can I report change of address, email address etc. ?
Can I charge shipping, and handling to my Crown Jewelers account?
 
What are the requirements to qualify for a Crown Jewelers charge account?
 
No prior credit history is required, however to qualify for an account with Crown Jewelers you must:
  • be currently employed
  • be 18 years of age
  • reside in the US
  • complete and submit our secure online application
  • not have any prior accounts with Crown Jewelers or it's affiliates
All no credit check accounts initially require a small down payment.  Once your account is approved, Login to find out your required down payment and make purchases on account.

 
What if I have bad credit?
 
We want to help you re-establish your good credit rating! Our credit decision relies on verification criteria that does not include your prior credit history with other creditors. Our unique program is designed to reward those who, over time, demonstrate an ability and willingness to pay on their Crown Jewelers charge account.
 
How long is my approval good for?
 
Your approval is good as long as all the required information on your account is current and that information can be verified before processing your order. 
 
How does the account work?
 
Once your account is approved, we will email you your account number, credit limit and password. You will simply visit our website and click the account Login Icon. Once logged in, you will see down payment required on your account next to the price of an item. Add the items you wish to purchase to the shopping cart. Simply pay your required down payment plus shipping & handling at the time of checkout, using a major credit card or PayPal. You may also mail your payment by check or money order. You pay for the balance of the purchase in monthly payments in accordance with the charge agreement.
 
Do you accept personal checks?
 
Yes, we do. If you pay by personal check, your product will NOT be shipped until your check has cleared the bank. For faster processing of your order please mail in a USPS money order instead. PLEASE DO NOT MAIL CASH.  

For your convenience Crown Jewelers now accepts payments from your Paypal accounts. Paypal Lets you send money by email. To sign up for your Paypal account, please click here

Make payments with PayPal - it's fast, free and secure!

 Make payments with PayPal - it's fast, free and secure!

 
How do I get a zero down account?
 
Crown Jewelers currently offers a Guaranteed zero down account in as little as six months provided; 

1). A purchase is required to activate the account.

2). The account must remain in good standing for 6 consecutive months (minimum monthly payments made on time).

3). All the required information on your account is valid at the time we process your order AND 

4). You have an available balance on your charge account.

Down payments and credit limits on Crown Jewelers accounts are reviewed periodically and subject to change based on your payment history with us. Please note, the "zero down" credit limit may be lower than the total credit limit associated with the account and is determined by payment history. You can log into your account any time to see your down payment amount. 

 
Can my account ever be downgraded?
 
Yes, if your account ever goes delinquent we not only reserve the right to close or place a hold on your account, but upon your bringing it current we may increase the down payment and/or reduce the credit limit.
 
Will I receive a statement?
 
Yes, you will be mailed a statements every month, however not receiving a statement does not exempt you from making your payments. It is important that you always pay on time.
 
When is my payment due?
 
There is a minimum payment due once every month on or before last day of every month.
 
How much is my minimum monthly payment?
 
Your minimum monthly payment is $25 or 5% of your account balance, whichever is more, plus any past due amount from prior month(s).
 
Where can I make my payments?
 
You can  pay online or mail your payments to Crown Jewelers Inc.

P.O. Box 630705,
Irving, Texas 75063-0134

 
Where can I report change of address, email address etc. ?
 
Simply use the form provided on Your Account  page and submit it online. 
 
Can I charge shipping, and handling to my Crown Jewelers account?
 
No, at this time you must pay shipping and handling charges (in addition to any applicable down payment) using a major credit card or PayPal at the time of check out, or include it in your payment by mail.  
 
*Crown Jewelers reserves the right to modify or discontinue their credit program, if they deem necessary, at any time without giving up any of their rights.

 

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Crown Jewelers Inc. All rights reserved.
All information contained is deemed reliable, but not guaranteed.
Crown Jewelers reserves the right to change the terms of the credit program without notice.