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What
are the requirements to qualify for
a Crown Jewelers charge account?
No prior credit history is required,
however to qualify for an account
with Crown Jewelers you must:
- be currently employed
- be 18 years of age
- live in continental USA
- complete and submit our secure
online application
- not have any prior accounts
with Crown Jewelers
All no credit check accounts initially
require a small down payment.
Once your account is approved,
Login
to find out your required down payment
and make purchases on account.
What if I have bad credit?
Our
credit decisions are not based on
your prior credit history with other
creditors. Our credit decisions are
based solely on your appropriate Identity,
employment and contact information
provided by you on your account. All
of this information is verified prior
to processing any orders.
How long is my approval good for?
Your approval is good as long as
all the required information on your
account is current and that information
can be verified before processing
your order. If you request an
account information update while your
order is pending your order may be
cancelled and you will be required
to resubmit the order with the updated
account information.
How will it help me establish
credit?
By making payments on time you are
not only establishing credit with
us but your payment record is also
being reported to the major credit
bureaus.
How does the account work?
Once your account is approved, we
will email you your account number,
credit limit and password. You will
simply visit our website and click
the account Login Icon. Once
logged in, you will see down payment
required on your account next to the
price of an item. Add the items you
wish to purchase to the shopping cart.
You pay your required down payment
and shipping & handling at the
time of checkout, using a major credit
card or mail the down payment with
the order and we will ship you the
product. You pay for the balance of
the purchase in monthly payments in
accordance with the
charge
agreement.
When is the down payment charged to my
major credit card?
If
you choose a major credit card as
your means of down payment, your payment
will not be charged to your major
credit card until the day your order
is shipped. If you pay by check, your
product will not be shipped until
your check has cleared the bank. For
faster processing of your order please
mail in a money order or cashier's
check with your order. DO NOT MAIL
CASH.
For your convenience Crown Jewelers
now accepts payments from your Paypal
accounts. Paypal Lets you send money
by email. To sign up for your Paypal
account, please click here
How can I get my down payment
reduced?
Crown Jewelers currently offers a
zero down account in as little as
six months and is guaranteed
as long as
1).You
make all your required monthly
minimum payments on time.
2). You have had a balance of at least
$25 on your account for at least six
out of the last twelve months prior
to a purchase.
3).
All the required information on your
account is valid at the time we process
your order AND
4).
You have credit limit available.
Down payments and credit limits on
Crown Jewelers accounts are dynamic
and are subject to change based on
your most recent payment history with
us.
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