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“No
Credit Check” Credit Cards |
Americans are finding it increasingly difficult to obtain credit by traditional means. Even those with good credit are being denied credit while existing credit lines are reduced and/or cancelled. And if you have bad credit, the available options are even more limited or non-existent.
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Crown Jewelers offers a unique credit solution to meet a variety of needs. Whether you're trying to establish credit with us or save your major credit cards for an emergency, our "No Credit Check" credit card program is perfect for you.
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With Crown Jewelers, you can obtain the credit you need and without relying on your prior
credit history. This is NOT a secured credit card or prepaid card. We provide you with an immediate unsecured credit line that offers a
"Guaranteed Zero Down" feature in as little as 6 months.
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Crown Jewelers does
not review your credit report for
credit approvals. To qualify for
an account with Crown Jewelers you
must:
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• be currently employed
• be 18 years of age
• reside in the US
• complete and submit our secure
online application
• not have any prior accounts with
Crown Jewelers or it's affiliates
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Yes, it's that simple! Please complete our short online application to qualify for your Crown Jeweler's Credit Card.
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Below you will find a step-by-step guide to getting a ZERO DOWN ACCOUNT with Crown Jewelers using our credit card program. |
Rebuild Your
Credit! How the Program Works… |
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Step
One: If you meet the above requirements,
and have been looking for a "No Credit
Check" credit card please click here
to apply. |
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Step
Two: Once you have been issued an approval login, you can begin making purchases on your account. The recommended purchase amount to help you establish a payment history and qualify for a zero down upgrade is $300, but you can purchase any amount you are comfortable with. Please note, your account will not be considered active until you make a purchase online. |
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Step
Three: Make your monthly payments
on time. Unlike secured
credit cards or prepaid cards,
the payment history for unsecured
credit lines has a much greater impact
on your credit score. Every on-time
payment should help improve your credit
score. Similarly, late payments can
really hurt your credit score. |
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Step
Four:Pay on time for six months or more and Crown Jewelers will upgrade your account to zero down with a qualified credit limit. To maintain a zero down account status, all your future payments must be on time, your contact information must remain valid and your account must remain active for at least six months out of the year.
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What
is my qualified credit limit?
With a Crown Jewelers account, the monthly payment is $25 or 5% of the balance on account, whichever is greater. For a balance of $1000 required monthly payment is $50 a month. If you have been making payments of $50 a month over the previous six months with no late payments, you will qualify for a $1000 credit limit at zero down. Similarly, a $75 monthly payment will qualify you for a $1500 credit limit at zero down. |
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Can
I exceed my credit limit?
Yes, the system will allow you to exceed your credit limit. However it will require an additional down payment only on the amount exceeding your credit limit. |
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| *Crown
Jewelers reserves the right to modify
or discontinue their credit program,
if they deem necessary, at any time
without giving up any of their rights. |
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